Attorney Profile

J. Patrick Gill, a partner in Shapiro Sher's Banking & Financial Services Group, represents local and community banks, regional banks, and other financial institutions in connection with structuring, negotiating, documenting, and closing commercial finance transactions. He has counseled lenders in a variety of finance transactions, including real estate acquisition and development; construction lending; revolving, secured, and unsecured lines of credit; accounts receivable and fixed asset-based loans; U.S. Small Business Administration (SBA) 7(a) (including SBA Express and CAPLines), SBA CDC/504, and other government-guaranteed loans; and syndicated/multi-creditor loan transactions.

Mr. Gill counsels his clients beyond the loan-inception phase as he has substantial commercial workout experience. He represents lenders in documenting commercial loan restructurings and forbearance agreements; liquidating collateral and otherwise enforcing security interests; and litigating fraudulent conveyance, replevin, and other creditors’ rights actions. Mr. Gill has also represented secured creditors in U.S. Bankruptcy Court concerning a variety of matters including cash collateral, automatic stay, and plan confirmation litigation.

Mr. Gill graduated magna cum laude in 2009 from the University of Baltimore School of Law, where he served as a staff member of the University of Baltimore Intellectual Property Journal and was named to the Heuisler Honor Society, which recognizes the top 10 percent of the law school's graduating class. During law school, Mr. Gill served as a judicial intern for the Honorable Richard D. Bennett in the U.S. District Court for the District of Maryland. Following graduation from law school, Mr. Gill served as a law clerk to the Honorable H. Patrick Stringer, Jr., of the Circuit Court for Baltimore County.

Affiliations

  • Member, Maryland State Bar Association
  • Member, American Bar Association
  • Member, Baltimore County Bar Association
  • Heuisler Honor Society

News & Publications

June 09, 2020
The Paycheck Protection Program Flexibility Act

The Banking & Financial Services Group reviews the PPP Flexibility Act, which was passed by Congress on June 3, 2020.​

May 26, 2020
The Paycheck Protection Program: Loan Forgiveness

An update for lenders from the Banking & Financial Services Group on recent SBA guidance regarding the PPP loan forgiveness process.

April 16, 2020
The Paycheck Protection Program: Unintended Risks for Lenders

The Banking & Financial Services Group discusses implementation of procedures by lenders during the PPP loan process to mitigate risk.​

March 19, 2020
Covid-19's Implications for Existing Commercial Credit Facilities: An Uptick in Defaults is Coming

The Banking & Financial Services Group discusses Covid-19 defaults and short-term loan modifications.​​